The real estate market was a flourishing industry for as more and more people were born, more and more also needed houses to live in. Developers built and built houses all around cities transforming them into a metropolitan. These are the most prized real estates properties anywhere in the world for they offer the convenience of having everything within reach within less than an hour. But then, mortgage rates began to fluctuate going up and down steeply in a matter of days. The best homes suddenly became not so good ones due to uncertainties in the mortgage industry. Financial markets crashed taking the mortgage rates up and down with it that people got in trouble. In the United States, the federal government had to step in just to stabilize the market for there were too many homes being built without anybody buying. People who already have them on mortgage lost them and you know the rest as recent history.